*Rebate based on 1% of the new auto loan with Golden 1. All loans subject to credit approval. Restrictions apply. Offer valid only on auto loans from external financial institutions with application date submitted between August 15 and December 31, 2024. Applications must fund no later than February 15, 2025, to be eligible. Current Golden 1 auto loans are not eligible. Offer excludes motorcycle, boat, and RV loans.
**The 90 days to first payment applies to all borrowers for new and used auto loans. **Excluding 10-15 model years old and cash out refinances. Maximum total amount financed up to $75,000. Interest will accrue during deferment period from the loan origination date.
*APR=Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on collateral conditions, qualifications and creditworthiness. Financing for qualified Golden 1 Credit Union members. 1% off your approved auto loan rate with a max loan term of 60 months valid only on Enterprise Car Sales vehicles purchased from 1/1/25 – 12/31/25. A loan amount of $25,000 with an APR of 6.94% and a term of 60 months would have a payment of $496.29. This offer cannot be combined with any other offer. Used vehicles were previously part of the Enterprise rental fleet &/or an affiliated company's lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation network company or other use.
New Auto
Choosing Golden 1 for your next auto loan can lead to a more relaxed car-shopping and financing experience! You’ll enjoy:
*APR = Annual Percentage Rate. 90 days to first payment option is eligible for new and used auto loans up to $75,000. Not eligible for cash out refinances or vehicles with model years 10 years old or greater. Interest will accrue from loan origination and during the first payment deferment period.
Used Auto
Golden 1 members can focus more on finding the right car, and less on finding the right loan. We can also refinance your auto loan from another lender to lower your payments or shorten your loan period. Our auto loans offer:
*APR = Annual Percentage Rate. 90 days to first payment option is eligible for new and used auto loans up to $75,000. Not eligible for cash out refinances or vehicles with model years 10 years old or greater. Interest will accrue from loan origination and during the first payment deferment period.
FAQ
There are no prepayment penalties for automobile loans (penalties could apply to other types of loans; refer to your loan documentation for details). Please note that making large, lump-sum payments will lower your principal balance, but will not advance your due date more than 60 days.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
